Payscore
FAQ

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Feel free to ask anything about our product or make suggestions. Please read the FAQ below before contacting support.

ApplicantsProperty ManagersProperty Management Software & Tenant Screening Companies
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For Applicants

Payscore lets you share verified income and employment information quickly and securely, without uploading pay-stubs or bank statements. You connect your bank or payroll provider once, review the data, and you're done.
With your permission, we securely access your bank or payroll provider to obtain transaction or employment history needed for income verification. Your login stays private — we only read data, never make changes.
Your information is encrypted (256-bit standard), your credentials are never stored, and we only have read-only access to transaction data.

If your property manager requires identity verification, you'll be guided through a quick process:

  • Upload a government-issued photo ID (like a driver's license or passport)
  • Take a live selfie using your phone or webcam
  • We match the selfie to your ID and confirm the document's validity

The whole process takes less than 2 minutes and helps ensure the verification is tied to you — not someone else.

You'll see things like:

  • Recurring gross or net income
  • Non-recurring net income
  • Account balances
  • Account holder name
  • Line item details for each deposit or paystub
No — we've replaced those outdated methods to improve speed, accuracy, privacy, and fairness.
No. We partner with 99% of U.S./Canada financial institutions, have hundreds of customers, are held to strict security standards, and never withdraw money or use your credentials for anything beyond read-only transaction and employment data.
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For Property Managers

Payscore is an automated verification platform that delivers bank-verified income, payroll-based employment history, and identity verification — all in one place.

Instead of chasing down pay stubs or calling employers, you get fast, fraud-resistant reports that help you make confident leasing decisions in minutes, not days.

The report provides a clean, easy-to-read summary of the applicant's verified income and employment. It includes:

  • Monthly and annual net income totals
  • Breakdown of income sources (payroll, gig work, recurring deposits)
  • Line-item deposit detail with date, source, and amount
  • Employment verification (if payroll is connected)
  • Identity verification outcomes

Each report is downloadable as a PDF and available via API or dashboard.

Payscore can verify both gross and net income, depending on how the applicant connects.

  • When the applicant connects their payroll provider, we retrieve gross income directly from employer records and show it alongside job title, employer name, and employment dates.
  • When the applicant connects their bank account, we calculate net income based on actual deposits — giving you a clear view of take-home pay.

Yes! Payscore provides a seamless user experience with many leading property management software applications, such as RealPage, Yardi, Entrata, Resman, Rent Manager, and more.

Our integrations allow you to automatically send and upload income and identity verification reports directly into your favorite property management software.

Our income report provides up to one year of income data per applicant. Most banks allow a full year of income history, but some banks may restrict their shared financial data to shorter time periods.
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For Property Management Software & Tenant Screening Companies

Yes! We provide an API to embed into any workflow or anywhere on your website through our embedded widget. Once the applicant completes the income or identity verification, we will deliver their report to you through our API.
We have purposefully built our automated income verification API to be set up in less than 5 minutes — copy-paste a code snippet to incorporate our income verification service into your development environment. In most cases, partners are integrated in a day or two.
When an applicant completes an income screening from your site, we send your server a request signaling that a new income summary is ready to be handed-off. From there, your server can communicate with our API to fetch the income data for the corresponding applicant.

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