Income & Employment Verification

Automated income and employment verification.

Payscore connects directly to banks and payroll providers, and verifies documents to confirm income. Simple, secure, and built to stop fraud before it starts.

How it works

How Income and Employment Data is Collected

Automated income verification from Payscore occurs over three simple steps: Collect, Confirm, and Share.

Step 1
Collect

Connect bank or payroll provider

By connecting the applicant's bank account, we gather verified income deposits, balances, and trends. By linking the applicant's payroll provider (ADP, Paychex, etc.), we access employer-verified gross income and employment history in one secure step.

Fallback document verification built in

When applicants can't connect a bank or payroll account, Payscore switches to AI-powered document verification, ensuring every case is still covered.

Collecting deposits
Pulling history…
0%
Deposits found
0
live
Chase Checking logo
Chase Checking
Deposits · Balances
0/148
deposits
ADP Payroll logo
ADP Payroll
Employer verified
0/26
deposits
USAA Savings logo
USAA Savings
12 mo history
0/73
deposits
Timeframe
0 / 12 mo
Secure OAuth · Read-only
Step 2
Confirm

Verified data, reviewed for accuracy

Applicants confirm their income sources before Payscore finalizes the report, reducing errors and improving data quality.

Review & Confirm
Your income sources
0%
ADP Payroll
Bi-weekly · Direct deposit
$5,120
Chase Checking
Recurring deposits · 6 mo
$1,480
Paystub
Doc verified
$242
Verified monthly
$6,842
Encrypted · Applicant can edit before submitting
Step 3
Share

Reports delivered automatically

Once verification is complete, Payscore sends the income report, whether from bank, payroll or documents, directly to the property manager and uploads to your property management software.

Income Report
Jordan Reyes
Verified monthly income
$6,842
Bank deposits$1,480
ADP payroll$5,120
Paystub verified$242
Encrypted · SOC 2PDF · JSON · API
Property Manager
leasing@rentwell.co
Awaiting report
Property Management Software
Automated delivery
Awaiting report
PASS
Applicant
Verified income
$4,800
/mo
Direct-source · Bank + payroll
Recurring income ≥ 2.5× rent
Account holder name match
Balances reviewed
Policy · Standard 2.5×REF · PS-24-0481
Income criteria

You set the criteria. We verify. You decide.

Verified income, evaluated against the policy you configure — recurring income, balances, name match. Rules-based, transparent, and yours to control for end to end compliance.

  • Configurable rent-to-income thresholds
  • Account holder identity match
  • Current and average balance checks
  • Fully auditable pass/fail logic
Security & privacy

Commitment to security and privacy

Payscore protects every verification — whether through bank data, payroll data, or document verification. Applicant credentials are never stored, and all data is encrypted and automatically deleted within 14 days.

  • Bank-grade 256-bit encryption in transit and at rest
  • Credentials never stored on Payscore servers
  • All applicant data deleted within 14 days
  • SOC 2 aligned controls and audit logging
Book a demo
Secure Session Active
Income Verification
Jordan Reyes
Encrypted
Monthly income
$6,842
Rent-to-income
3.4x
Employer
Verified · ADP
Tenure
3 years 2 mo
Privacy Guard Active
End-to-end encrypted. Source data auto-deleted within 14 days.
AES-256
SOC 2
14-day auto-delete

Stop fraud before it starts.

See automated income and employment verification live — tailored to your workflow.