Credit, background, and income checks in one flow.
Payscore's tenant screening software runs each check in sequence, and applicants move forward only when they pass the step before. Lead with income verification and households that fall short stop there, so the more expensive credit and background checks go to applicants who can qualify.
Credit data, measured against your standards.
Payscore returns the credit file, compares it with the criteria configured for the property, and puts the result and the reason behind it up front. Your team keeps the complete report for review and makes the leasing decision.
Your thresholds
Minimum score, collections, bankruptcies, and delinquent accounts.
Full report detail
Balances, monthly payments, account history, and bureau alerts.
Credit reportThe applicant meets all credit criteria.
A broader search, organized into one clear report.
Payscore brings identity history, national records, registries, watchlists, and relevant county court records into one screening flow. State and local reporting limits are applied, with the source detail available for your team to review.
- County court checks when the national search surfaces a record
- Property-level criminal criteria and look-back periods
- Clear report detail for files that need closer review
Connect screening criteria to property performance.
Bring screening data together with delinquency data from your PMS. Compare outcomes by property, screening result, and criteria so your team can see how its standards relate to portfolio performance over time.
See the relationship
Explore how screening signals and later property outcomes move together.
Review criteria with context
Give your team evidence to consider when reviewing property-level standards.
Result calculated from your criteria. Your team makes the leasing decision.
Every input. One household result.
Because Payscore runs income, credit, and background together, everything your criteria need is in one place. Each applicant's results roll up into a single household outcome — Pass, Conditional, or Fail — measured against the standards you set, with the full detail behind it for your team to review.
All the inputs, combined
Verified income, credit, and background for every applicant in one household view.
Your criteria, applied
The household result reflects your thresholds — Payscore never makes the decision.
Three checks. Each one unlocks the next.
Each step starts only after the applicant passes the one before it. With income verification leading the flow, applicants who fall short on income stop at step one, and background checks run only for applicants who clear credit.
Income verification
Income and employment verified directly from the source, identity confirmed, and your rent-to-income rule applied. Households that pass move forward automatically.
Credit check
Each applicant gets an email invite and completes a short consent form in a few minutes. The credit file is scored against your criteria, usually within minutes.
Background check
SSN trace, national criminal database, sex offender registry, and global watchlist screening, with a county court check when a record appears.
Lower screening costs. Faster decisions. One flow.
See how Payscore runs tenant screening for property management companies like yours in a 30-minute demo.